Effective Date: June 10, 2025
This web page contains the Terms and Conditions (the ‘Agreement’) that govern your use of our website, https://www.mintedgrowth.com/ (‘Website’). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by this Agreement each time you visit or interact with the Website.
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Definitions
Throughout these Terms of Use, we will refer to certain terms with specific meanings. Understanding these definitions will help you interpret our terms clearly.
• “Website” refers to https://mintedgrowth.com and all pages, subdomains, and associated services.
• “User,” “You,” or “Your” means the individual accessing the Website, whether personally or on behalf of an entity.
• “Content” includes all data, text, software, scripts, graphics, photos, sounds, music, videos, audiovisual combinations, interactive features, and other materials generated, provided, or otherwise made accessible through the Site.
• “Third-party Services” refers to any external services or content, such as analytics tools, advertising providers, or plugins, that are not directly operated by Minted Growth but may be integrated with or affect your interaction with our Site.
• “Personal Data” (PD) means any information that identifies you as an individual, such as your name, email address, and IP address.
• “Non-Personal Data” (NPD) means anonymous, aggregate, or statistical data that does not personally identify you.
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Acceptance of Agreement
By accessing, using, browsing, subscribing to, or interacting with any part of MintedGrowth.com (hereinafter referred to as “the Site,” “we,” “our,” or “us”), you acknowledge that you have read, understood, and agree to be legally bound by the terms, conditions, notices, disclosures, and disclaimers set forth in this Terms of Use Agreement (hereinafter referred to as “Agreement” or “Terms”). This Agreement constitutes a binding contract between you (whether personally or on behalf of an entity) and MintedGrowth, governing your access to and use of the Site and any related services, features, tools, or content.
This Agreement applies regardless of whether you are a casual visitor, a registered member, a guest commenter, a content contributor, or a subscriber to our email lists. If you do not agree to all of the terms outlined in this Agreement, you are expressly prohibited from using the Site and must discontinue use immediately.
Privacy Notice
Our Privacy Notice is considered part of this Agreement and is available on this website. You must review our Privacy Notice by clicking on this link. If you do not accept and agree to be bound by all the terms of this Agreement, including the https://www.mintedgrowth.com/ Privacy Notice, do not use this Website or our Services.
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Limited License
At MintedGrowth, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our website and the services we provide, subject to the terms and conditions outlined in this Agreement. This license is intended solely for personal, non-commercial use, unless we explicitly authorize otherwise in writing. You may not reproduce, duplicate, copy, sell, resell, access, or exploit any portion of the website without our express written permission.
This license does not permit you to:
• Modify or alter any part of the website or its content.
• Engage in any resale or commercial use of the website or its content.
• Use any data mining, robots, or similar data gathering or extraction methods.
• Interfere with or disrupt the servers or networks connected to the website.
You acknowledge that all rights not expressly granted to you in this Agreement are reserved by MintedGrowth. Any unauthorized use of the website will terminate the license granted by this Agreement and may violate applicable laws, including copyright and trademark laws.
If you download or print content from the website, you do so solely for your personal, non-commercial use, and you must retain all copyright and proprietary notices contained in the original materials. Any unauthorized use may result in civil or criminal penalties.
You agree to abide by all additional restrictions displayed on the website from time to time, which are hereby incorporated by reference into this Agreement. We reserve the right to revoke your access to the website and its services at any time for any reason, without notice.
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Legal Compliance
You agree to use the website and its services in accordance with all applicable local, state, national, and international laws and regulations. By accessing the site, you represent and warrant that your use complies with all laws that apply to you.
This includes, but is not limited to, compliance with:
• United States laws, including export control laws and regulations.
• Data protection and privacy laws, including GDPR and CCPA.
• Financial regulations applicable to online earnings and disclosures.
You are solely responsible for knowing and understanding the laws in your jurisdiction and ensuring that your actions do not violate any applicable statutes or regulations.
We reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials or regulators and disclosing any information necessary or appropriate to such persons or entities.
Failure to comply with this section may result in immediate suspension or termination of your access to the site and legal action against you.
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Our Relationship To You
Nothing in this Agreement shall be construed as creating a partnership, joint venture, agency, or employment relationship between you and MintedGrowth. We do not control your actions, nor do we direct how you choose to interact with the content or use any information provided on the site.
You agree that your relationship with MintedGrowth is that of an independent user and nothing more. You are not authorized to make any representations, warranties, or agreements on behalf of MintedGrowth without our prior written consent.
Any guidance, tools, calculators, or information shared on our website is intended to be educational and informational. It is not professional financial, legal, or investment advice and should not be taken as such.
Your decision to use or apply any information from the website is your own responsibility. You assume full liability for any decisions or actions you take based on the information available on our platform.
We expressly disclaim any responsibility for your business activities, personal decisions, investment choices, or any other actions taken based on content found on our website.
Choice of Law and Jurisdiction
This Agreement will be treated as if it were executed and performed in Florida, and will be governed by and construed in accordance with the laws of the state of Florida without regard to conflict of law provisions. In addition, you agree to submit to the personal jurisdiction and venue of such courts. Any cause of action by you with respect to our Website or Service must be instituted within one (1) year after the cause of action arose or be forever waived and barred.
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Our Intellectual Property
All content and materials on our website, including but not limited to text, images, logos, videos, graphics, button icons, audio clips, downloads, blog posts, digital products, whitepapers, and source code (collectively referred to as “Content”) are the exclusive intellectual property of MintedGrowth or its licensors. These materials are protected by international copyright laws, trademark laws, patent laws, and other applicable intellectual property rights. Unauthorized use, reproduction, redistribution, modification, or creation of derivative works from any Content on this website is strictly prohibited without prior written consent from MintedGrowth.
We take intellectual property seriously. By accessing this site, you acknowledge that all rights, titles, and interest in the Content—including future updates and modifications—belong solely to MintedGrowth unless otherwise clearly stated. You may not use any of our trademarks, trade dress, branding, or Content in a way that causes confusion among users or disparages or discredits MintedGrowth.
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use our Content strictly for personal, non-commercial purposes. Any use beyond that, including but not limited to reproduction, public display, distribution, or transmission of any material from the site without our express written permission, may result in legal action.
We reserve the right to revoke this license at any time, and failure to comply with this section will be considered a breach of our Terms, subject to termination and other legal consequences.
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Eligibility and Registration for Membership
To use certain features of our website, such as commenting on blog posts, subscribing to newsletters, downloading resources, or accessing member-only areas, you may be required to create an account. By registering, you agree to provide accurate, current, and complete information about yourself and to update that information as necessary.
Registration is only available to individuals who are 18 years or older or, if under 18, are using the Site under the supervision of a legal guardian. By registering, you represent and warrant that you meet these eligibility requirements and that you are not prohibited by any applicable law or regulation from using the Site.
You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately if you suspect any unauthorized use of your account or any other breach of security. MintedGrowth is not liable for any loss or damage arising from your failure to maintain the security of your account.
We reserve the right to suspend or terminate accounts that are inactive, violate these Terms, or for any reason we deem necessary, with or without notice.
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Errors, Corrections, and Changes
We strive to provide accurate and up-to-date information throughout our website. However, we do not guarantee that the Site will be error-free, free of viruses or other harmful components, or that defects will be corrected. We do not warrant or represent that the information available on or through the Site is complete, accurate, or timely.
We reserve the right, at our sole discretion, to make changes to the features, functionality, design, structure, content, and any other aspects of the Site at any time without prior notice. This includes corrections to errors, removal or replacement of outdated content, and changes based on evolving legal or business requirements.
Under no circumstances shall our website be held liable for any inaccuracies, errors, or omissions in the Content. Users are encouraged to independently verify information before relying on it. Your continued use of the Site following any changes or corrections constitutes your acceptance of those changes.
If you identify any inaccuracies or wish to suggest a correction, please contact us using the contact form provided on the Site. We welcome constructive feedback and are committed to improving the quality of our services.
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Disclaimer
Our Website publishes content supplied by third parties, Users, Advertisers, Merchants, and Sponsors. Accordingly, our website has no editorial control over such content. Any opinions or other information or content expressed or made available by third parties, including information providers, Users, or any other user of our Website, are those of the respective author(s) and not of our website. Our website does not guarantee the accuracy, completeness, merchantability, or fitness for any particular purpose nor the legality of any content provided by any of these parties.
You understand that we do not operate or control the products or services offered by third-party Merchants. These merchants are responsible for all aspects of order processing, fulfillment, billing, and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of or purchase from such Merchants is AT YOUR SOLE RISK AND WITHOUT WARRANTIES OF ANY KIND BY US. All rules, legal documents (including privacy policies), and operating procedures of Merchants will apply to you while on any Merchant websites.
You hereby acknowledge that nothing contained in our Website will constitute financial, investment, legal, and/or other professional advice and that no professional relationship of any kind is created between you and MINTEDGROWTH or our Members. You hereby agree that you will not make any financial, investment, legal, and/or other decision based in whole or in part on anything contained in our Website or Services.
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Warranty Disclaimer
Our website is provided on an “as-is” and “as-available” basis. By using this website, you acknowledge and accept that your use is entirely at your own risk. To the maximum extent permitted by applicable law, we disclaim all warranties of any kind—whether express, implied, statutory, or otherwise—including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, non-infringement, system integration, quiet enjoyment, accuracy, or freedom from viruses or harmful components. We do not guarantee that the site will function without interruptions or that it will be secure, timely, or error-free. We do not guarantee that any errors, bugs, or defects will be corrected, or that the content provided will be accurate, reliable, or up-to-date. We further make no warranties about the usefulness or expected results of using the site or any content found on it. Any reliance you place on the information found here is solely at your discretion and risk. You agree that no advice or information, whether oral or written, obtained from MintedGrowth or through the website shall create any warranty not expressly stated in these Terms. The educational and informational content provided on this platform is not meant to substitute for professional financial, legal, tax, or investment advice, and should not be treated as such. Users should consult with licensed professionals who can provide specific guidance based on individual circumstances. Furthermore, the site may feature content from users or third-party contributors, including comments, reviews, testimonials, sponsored posts, and guest articles. The views and opinions expressed in such content are those of the individual authors and do not necessarily reflect our own. We do not assume responsibility for the accuracy or reliability of user-generated or externally contributed content. Additionally, we may offer access to third-party tools, services, or embedded functionalities such as plugins, calculators, or social media integrations. These external tools are provided without warranties of any kind, and you acknowledge that your use of such features is at your sole discretion and risk. MintedGrowth does not warrant or assume responsibility for any service or product advertised or offered by a third party via the site or any hyperlinked site. We are not liable for any interaction or transaction between users and such third parties. We also do not guarantee that the site will be free from technical difficulties, outages, or security vulnerabilities. Service interruptions, delays, or malfunctions may occur due to hosting issues, internet disruptions, attacks, or unforeseen circumstances beyond our control. Your experience may also vary depending on your device, browser, software, and location. In jurisdictions where the exclusion of certain warranties or limitations on liability is not permitted by law, the disclaimers and exclusions in this section may not apply in full. In such cases, our liability shall be limited to the greatest extent permitted under the law. By continuing to access and use our website, you accept and agree that the entire risk of using this site lies solely with you, and that the disclaimers provided in this section are fair, reasonable, and necessary for the continued operation and integrity of our services.
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Limitation Of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MINTEDGROWTH, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SUPPLIERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES WHATSOEVER. THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF OUR WEBSITE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, RESULTING FROM:
• THE USE OR THE INABILITY TO USE THE SITE OR SERVICES;
• UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
• STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE;
• ANY OTHER MATTER RELATING TO THE SITE OR SERVICES.
BY USING THIS SITE, YOU EXPRESSLY AGREE THAT YOUR ACCESS AND USE OF MINTEDGROWTH.COM IS AT YOUR OWN RISK. THIS INCLUDES CONTENT YOU VIEW, DOWNLOAD, OR ACT UPON FROM THIS WEBSITE. THE INFORMATION WE PROVIDE IS NOT GUARANTEED TO BE ACCURATE, TIMELY, OR APPLICABLE TO YOUR PERSONAL CIRCUMSTANCES.
EVEN IF OUR WEBSITE IS FOUND TO BE LIABLE FOR ANY DAMAGE OR LOSS, THE TOTAL LIABILITY FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SITE AND SERVICES IN THE PAST SIX MONTHS (IF ANY), OR $100, WHICHEVER IS LESS.
THIS LIMITATION OF LIABILITY IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN YOU AND MINTEDGROWTH. ACCESS TO THE SITE WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
YOU UNDERSTAND AND AGREE THAT THE FOREGOING LIMITATION OF LIABILITY REPRESENTS A REASONABLE ALLOCATION OF RISK AND IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN MINTEDGROWTH AND YOU.
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Member Conduct
As a member or visitor of our website, you are expected to engage with the Site in a manner that is respectful, lawful, and aligned with the purpose and values of our platform. Your conduct, both in private and public areas of the website—including comments, submissions, messages, or participation in any form of communication or interactivity—must adhere to the standards we uphold. You agree not to post, transmit, upload, distribute, store, or otherwise publish through the Site any material that is abusive, harassing, hateful, threatening, defamatory, obscene, vulgar, pornographic, or sexually explicit, or that promotes violence, discrimination, or illegal activity. You are strictly prohibited from impersonating any individual or entity or misrepresenting your affiliation with a person or organization, including using another person’s email address or login credentials to access areas of the site that require authentication.
Additionally, you may not engage in spamming, phishing, chain letters, pyramid schemes, or other forms of deceptive or unsolicited communications. You are not permitted to harvest or collect email addresses or other contact information from users of the Site for the purpose of sending unsolicited messages or engaging in other unlawful activities. Any conduct that disrupts or interferes with the security or operation of our website or its infrastructure—including attempts to gain unauthorized access to any part of the Site, its servers, or networks—is strictly forbidden and may result in legal action, suspension, or termination of your access to the Site.
You must not use automated means, including bots, crawlers, scrapers, or similar technologies to access, monitor, or copy any content from the Site without our explicit written permission. We reserve the right to take any action deemed necessary, at our sole discretion, if you violate these conduct expectations. This may include, but is not limited to, issuing a warning, suspending access, permanently terminating your account, or reporting your behavior to relevant authorities. We also reserve the right to monitor user activity for compliance with these Terms, to investigate complaints or reported violations, and to disclose any information necessary to comply with legal obligations or protect the rights, safety, and integrity of MintedGrowth, its users, or the public. Your use of the Site constitutes agreement to uphold these behavioral standards, and your failure to do so is considered a material breach of these Terms.
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Use of Information
By accessing and using our website, you acknowledge and agree that any information you provide—whether through contact forms, email subscriptions, comment sections, account registrations, or other interactive features—may be collected, stored, and used by us in accordance with our Privacy Policy. You understand and accept that your data may be processed for purposes such as improving our content, delivering personalized user experiences, providing customer support, analyzing site usage, fulfilling legal obligations, and offering services and information that are relevant to your interests. We may also use your submitted content or feedback to enhance and refine our offerings, and in doing so, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, publish, and distribute such material as part of our website operations, provided it does not infringe on your legal rights or personal privacy as outlined in our Privacy Notice.
You agree that we may contact you via email or other communication methods in connection with your interactions on the site, including newsletters, updates, product announcements, or important policy changes, unless you opt out of such communications. While we take reasonable steps to secure the information you provide, you acknowledge that the internet is not a completely secure medium and that we cannot guarantee absolute protection of your data. Therefore, any transmission of personal information is at your own risk.
In providing any information on the site, you warrant that it is accurate, complete, and up to date. Submitting false, misleading, or fraudulent information is strictly prohibited and may result in suspension or termination of access. You also agree not to upload or transmit any data that contains viruses, malicious code, or any other technologies intended to disrupt or harm our infrastructure or users’ devices. Any attempt to manipulate, misuse, or access other users’ data, whether through automated tools or manual methods, will be considered a serious violation of these Terms and may be reported to the appropriate legal authorities.
All user-generated content submitted through our website—whether as comments, contributions, suggestions, or feedback—must comply with applicable laws and these Terms of Use. We reserve the right to monitor, edit, or remove such content at our discretion without notice, especially if it violates community guidelines, contains offensive language, or poses legal liability. Although we do not pre-screen every submission, we reserve the right (but not the obligation) to review and remove any content that we determine, in our sole discretion, to be inappropriate, harmful, or in violation of these Terms.
You further understand and agree that we may disclose your information to third parties if required by law, regulation, court order, or in response to a valid governmental or law enforcement request. In such cases, we will only disclose what is legally necessary and, where permitted, will make reasonable efforts to notify you of such disclosures. In the event of a business transition such as a merger, acquisition, or sale of assets, your personal information may be among the assets transferred to the new entity, subject to the same protections and limitations stated in this Terms of Use and our Privacy Policy.
By continuing to use our website, you give your consent to our collection and use of your information as described, and you affirm that you have read and understood both this section and our associated privacy practices.
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Unlawful Activity
We take the integrity of our website seriously. If we receive complaints or identify activity that appears to violate these Terms of Use or any applicable laws, we reserve the right to investigate the matter in full. This may include taking necessary steps such as suspending access, removing content, or cooperating with legal authorities. If we believe any activity on or through our website is illegal, harmful, or in violation of any regulation, we may share relevant information with law enforcement agencies, regulatory bodies, or other appropriate entities. This information may include, but is not limited to, your contact details, submitted content, IP address, browsing behavior, or other account-related data. We will only share this information when we believe in good faith that it is necessary to comply with the law or protect the safety of others.
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Linking to Our Website
You are welcome to link to our website, provided that you do so in a way that is fair, legal, and does not damage or take advantage of our reputation. Links must not imply any form of association, endorsement, or approval on our part where none exists. You may not establish a link from any website that is not owned by you or that promotes unlawful, offensive, or harmful content. Framing or mirroring any part of our website on another site without express written permission is strictly prohibited. We reserve the right to withdraw linking permission at any time, and we may require you to remove any links to our website that we believe are inappropriate or in violation of these Terms of Use. If you wish to use any content, logos, or branding from our website in connection with a link, you must request prior written approval.
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Links to Other Websites
From time to time, our website may include links to external websites or online resources operated by third parties. These links are provided for your convenience or reference, but they do not signify our endorsement or approval of the content, products, or services offered on those sites. We do not control and are not responsible for the availability, accuracy, or content of any third-party websites. Visiting these external links is entirely at your own discretion and risk. We do not assume any liability for any harm or losses arising from your interaction with third-party websites. We strongly advise that you review the terms and conditions, privacy policies, and data handling practices of any third-party site you choose to access through a link on our website. Doing so will help you understand how your personal data is collected and used beyond our control.
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Payments
By making any purchase through our website, you confirm and agree that:
(i) all billing and payment information you provide is accurate, current, and complete;
(ii) any payments you initiate will be successfully processed by your bank, credit card provider, or digital payment service;
(iii) you agree to pay all applicable fees or charges in accordance with the prices stated on our website at the time of your transaction, including any required taxes or fees; and
(iv) in the event your original payment method is declined, reversed, or otherwise unsuccessful, you remain responsible for the full amount owed, including any additional processing or penalty fees we may incur as a result.
We reserve the right to refuse or cancel orders if fraud or unauthorized or illegal transactions are suspected. You are also responsible for keeping your billing information up to date and for ensuring that you have sufficient funds or credit available to complete purchases.
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Refund and Return Policy
If you purchase any goods or digital products directly through our website, you may request a refund within thirty (30) days from the date of your purchase. To initiate a refund, you must notify us in writing and provide a valid reason for your request. We may require that the product be returned in its original or substantially similar condition before any refund is issued. Refund eligibility may depend on the type of product, condition upon return, and whether any digital content has already been accessed or downloaded. For physical products, any return shipping costs are typically the responsibility of the customer unless otherwise stated. Certain refunds may also be subject to a restocking fee as clearly indicated on our website at the time of purchase. We reserve the right to deny refund requests that do not meet our criteria or are submitted beyond the 30-day period. By completing a purchase, you agree to abide by this refund and return policy.
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Termination of Membership
Your membership or use of our services will remain active unless and until it is terminated either by you or by us. You may terminate your membership at any time by discontinuing use of our website and, where applicable, deleting your account. We reserve the right to suspend or permanently terminate your access to our website, services, or membership features without prior notice if we determine that you have violated any provision of these Terms and Conditions. Such violations may include, but are not limited to, fraudulent activity, misuse of site resources, or conduct that disrupts or harms our platform or community. Once your membership is terminated—whether voluntarily or by us—you are no longer permitted to access restricted areas of the website, and you must immediately cease presenting yourself as a member or user associated with our platform. You are also required to delete or destroy any materials, content, or data obtained from our website, including any copies you may have stored in digital or physical form. Despite the termination of your membership, certain provisions of these Terms will continue to apply. These include, but are not limited to, sections covering intellectual property rights, limitations of liability, warranties, indemnification, dispute resolution, and governing law. Termination does not absolve you of any obligations that arose before the date of termination. We also reserve the right to pursue legal remedies if your conduct caused harm or violated applicable laws.
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Indemnification
By using our website and services, you agree to indemnify, defend, and hold harmless our company, as well as our affiliates, partners, employees, officers, directors, agents, contractors, licensors, service providers, content suppliers, legal representatives, and any successors or assigns, from and against any and all claims, liabilities, losses, damages, costs, or expenses— including reasonable attorney’s fees—arising out of or related to:
• Your breach or alleged breach of these Terms and Conditions;
• Your violation of any applicable law, regulation, or third-party rights;
• Your use or misuse of our website, content, or services;
• Any information or content submitted by you that causes harm or liability to any third party or to our platform. This obligation to indemnify includes, but is not limited to, legal fees and costs incurred in the defense or settlement of any such claim. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such a case, you agree to cooperate fully with us in asserting any available defenses. Your responsibility to indemnify will continue even after these Terms are terminated and your use of the website or services has ended.
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Severability and Survival
If any provision, clause, or part of this Agreement is determined to be unlawful, invalid, or unenforceable by a court or authority of competent jurisdiction, that particular portion shall be interpreted in a manner that most closely reflects the original intent of the provision, in accordance with applicable law. In such a case, the unenforceable part will be severed from this Agreement, and the remaining provisions will remain fully valid, enforceable, and unaffected. This means that even if one section doesn’t hold up legally, the rest of the Agreement continues to stand strong and binding. We intend for every part of this Agreement to be meaningful and impactful, and we do not consider the potential invalidity of any part as a signal that the Agreement as a whole should be discarded or disregarded. Additionally, if any term or condition conflicts with specific content found elsewhere on the website—such as in blog posts, policies, promotional pages, or frequently asked questions—this Agreement shall take precedence. The Terms outlined here represent the authoritative understanding between you and our website, and no other written or spoken communication can override them unless specifically amended and agreed to in writing by us. Our failure to enforce or strictly apply any term or condition in this Agreement at any given time does not waive our right to enforce it later. Just because we choose not to act immediately does not mean we give up the right to act in the future. Every right and remedy under this Agreement continues to exist regardless of whether we exercise it promptly or at all. Finally, all the provisions of this Agreement that are meant to survive after its expiration or termination—such as those related to intellectual property rights, warranties, limitations of liability, indemnities, dispute resolution, and governing law—will continue in full effect even after you stop using the website or if the Agreement is otherwise terminated.
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Changes to Our Terms and Conditions
I reserve the right to update or modify these Terms of Use at any time. If I make any changes, they will take effect as soon as the revised Terms are posted on this website. I’ll do my best to provide clear notice of any updates, but it’s ultimately your responsibility to review this page periodically and stay informed of any modifications. To clarify, updates to these Terms won’t retroactively alter any prior agreements around dispute resolution—such as arbitration—unless both parties explicitly agree to the change. By continuing to use the website, its services, or any of the resources offered after changes have been posted, you are acknowledging and accepting those changes. If you do not agree with any new or revised terms, you should stop using the website and its services altogether.
Boniface Praise 
